DVC Guide Persistence Purchasing Poly Tower

Okay, I emailed my guide to ask if we get construction points waiting.... So if we buy 100, will we get 100 now and at our use-year date?

If you buy now, you get 2024 points but MFs are prorated to only 2 weeks of dues. Only 2024 points to be available and no Magical Beginnings.

Not sure what you mean by construction points waiting though.


Congrats on your purchase too! I added less than you but was good with our closing fees cost.

I hated my first SSR visit. So much so I didn't even consider staying until after the last refurb. I stayed by myself and really enjoyed it. I was in The Springs and it was great. Last trip was at the Paddock near the carousel bus stop. That was lovely too. We'd definitely go back.

Though the plans for longer trips will be PVB and CCV. We'll use my OKW points and any left over CCV or PVB points elsewhere. The great thing about DVC is that you can find your favorites and stay. Our original OKW points have been used at every resort.

I have received a couple of emails but seemed like form mail. Our original guide retired and we have not really been assigned anyone.

My current guide seems pretty nice. The one before that, was pretty awesome too. He never pressured me into anything and he knew I was only going to buy for Polynesian LOL. I have had some pretty bad ones in the past though. I had one guy who I was given after my initial guide had retired and he didn't know what he was doing honestly. He kept trying to make us Finance as well and I'm not about that. I just hand them my credit card and say put it on and reap the rewards. My original guide was horrible though. She is the one who hosed up my extension paperwork. There is literally no record of us signing a quitclaim but it looks like DVC is just going to let us end at 2042 even without one from what my current guide said. So I've had some good ones, and I've had some bad ones. The current Guy totally understood why I did some of my recent points purchased via resale. He says smart to do the best of all worlds. We'll see how he really is as time goes on. I've only had him a couple weeks now.

Someone will give their input if they have done the 6 months free option. Put your total purchase price on the and you have 6 months of no interest to pay it all off?

What we did with our four contracts was put the total on the card for the rewards. Don't remember exact numbers. But if the total was $30,000. I had DVC put charge my card $10,000. As soon as it posted (not pending) within two days, I made the payment to the card. Called my guide and charge an additional $10,000 and again, as soon as it posted, I made the payment and so on. We had the full charge within days. We paid the card in full each time it posted with cash (or whatever other means one wants). Even though I carry no balance, I think the amount might have put us close to our limit. I don't remember, it was 24 years ago.

I don't know if you can spread the "$30,000" over a few months of billing instead of days - stretching the no interest payment - You would have 6 months of no interest for each of the amount you charge each month. I don't know if that would solve anything. Without making it confusing............let us know what Chase tells you....but again, someone here might have used this option and will chime in.